farang Posted September 17, 2020 Report Share Posted September 17, 2020 I just got a collections letter from Jefferson Capital. They are offering to resolve for about 55% of the alleged debt. Is it a good idea to accept an offer like this? I'm not really worried about my credit score and I can afford to pay this off but I wonder if I have a better option. Thank you in advance for your comments. Quote Link to comment Share on other sites More sharing options...
nobk4me Posted September 19, 2020 Report Share Posted September 19, 2020 Who is the OC? If arbitration is an option, I would do nothing until they sue you (and they might not). Then I would file a motion to compel arbitration. You can probably end up paying nothing, or at most a $250 fee to JAMS. Quote Link to comment Share on other sites More sharing options...
scc42 Posted September 22, 2020 Report Share Posted September 22, 2020 I beat Jefferson Capital in Arizona with a motion to compel arbitration. They gave up. 1 Quote Link to comment Share on other sites More sharing options...
farang Posted September 22, 2020 Author Report Share Posted September 22, 2020 The OC is Verizon. Quote Link to comment Share on other sites More sharing options...
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