credit2011 105 Posted November 5, 2020 Report Share Posted November 5, 2020 I want to settle a judgement after 4- years when I got it. They attached one of my banks but there were no funds in it so that account I cant do anything with- They just initiated a wage garnishment but its a part time gig and in California they are not going to get much. But I want to rid this thing once and for all. What is the best negotiation tactic to offer less than 50% of a about a 4K debt? Should I contact the debt buyer directly- the attorneys that are listed on the account for wage garnishment. Should I not phone call them or just send a letter certified to offer a settlement? Quote Link to post Share on other sites
KevC14680 0 Posted December 7, 2020 Report Share Posted December 7, 2020 If you're still around, I'm curious to know what became of your situation. I'm in a very similar boat. Almost $4k including interest. Haven't contacted anyone yet, but my preliminary strategy is going to be just offering to pay up the full amount, but in installments. Not sure if I contact the debt buyer, or the lawyer representing them... Quote Link to post Share on other sites
