TXgirl23 Posted December 8, 2020 Report Share Posted December 8, 2020 I will soon have a judgment against me. I'll attend my zoom court hearing, but I have no defense, it's Bank of America, and I owe the money. They have no payment plan I can afford currently (I'm barely in the black right now), so I am planning bankruptcy. I am in Texas, and I can't find real information about whether there is a grace period after a judgment has been entered. I have seen some conversations about a 30 day period where the debtor is granted time to respond...but my question is, can the creditor receive a bank levy immediately after the judgment is entered? Do I need to stop using my bank account immediately? Or do I have time to file bankruptcy, to get the levy action stopped? Quote Link to comment Share on other sites More sharing options...
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