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Credit Corp Sold account to Marcadis Singer Pa


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I had a collection account with Credit Corp Solutions ( Synchrony Bank/Care Credit) they  validated the debt and now I received a letter from Marcadis Singer PA indicating that Credit Corp has turned my account over to them for collection. 

It says I can notify the office within 30 days to dispute after that the office will assume it’s valid. At the bottom of the letter it says it’s communication from a debt collector but it says they are attorneys 

What should I do next? 

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You can try to negotiate a settlement but I would suggest doing a lump sum and done payment rather than a payment plan. Just make sure to get any settlement in writing and do not offer access to you accounts (send a money order or cashiers check instead).

The good news is that is settlement discussions do not work and they do take you to court, they cannot be used against you and you can still request arbitration.

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