Daytona365 Posted February 5, 2021 Report Share Posted February 5, 2021 Quote Link to comment Share on other sites More sharing options...
Daytona365 Posted February 5, 2021 Author Report Share Posted February 5, 2021 I found the Capital One agreement. Quote Link to comment Share on other sites More sharing options...
WhoCares1000 Posted February 5, 2021 Report Share Posted February 5, 2021 When did you default on this debt? If you defaulted in 2002, the SOL for credit card debt should have ran out in any state, including Ohio. If you did not default until recently, I am sure Capital One changed the agreement many times since 2002 and the current one probably does not have an arbitration clause. Quote Link to comment Share on other sites More sharing options...
BackFromTheDebt Posted February 6, 2021 Report Share Posted February 6, 2021 Even if the current agreement has no arbitration clause, I believe the old one had a survival clause. Meaning if the OP had a Cap 1 account before arbitration was dropped, arbitration may still be an option. Quote Link to comment Share on other sites More sharing options...
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