ReachingFor850 Posted February 19, 2021 Report Share Posted February 19, 2021 I have a 3-year old Electric bill that is with a Collections Agency. The original creditor will accept payment directly from me (in full and that's OK with me). However, how do I make sure that the Collection Agency will stop reporting the delinquency and not merely report it as "paid?" I don't want any CAs appearing on my credit report. The electric company is not exactly a business that will simply negotiate or write me a promise to stop reporting or anything like that. But I want to do more than just pay the bill and hope for the best. Suggestions? Quote Link to comment Share on other sites More sharing options...
BV80 Posted February 19, 2021 Report Share Posted February 19, 2021 59 minutes ago, ReachingFor850 said: I have a 3-year old Electric bill that is with a Collections Agency. The original creditor will accept payment directly from me (in full and that's OK with me). However, how do I make sure that the Collection Agency will stop reporting the delinquency and not merely report it as "paid?" I don't want any CAs appearing on my credit report. The electric company is not exactly a business that will simply negotiate or write me a promise to stop reporting or anything like that. But I want to do more than just pay the bill and hope for the best. Suggestions? See if the OC will recall the account from the collection agency before you pay. 1 Quote Link to comment Share on other sites More sharing options...
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