strive4credit

Opting Out / OPT-OUT

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Recently I have been hearing people in the credit repair world talking about "opting - out". Referring to some third party entities that handle disputes for the bureaus. Something about the consumer can decline their services by opting out which forces the CRA to do the "investigation" when someone disputes. Anybody out there heard about this?  How true is this? 

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10 hours ago, strive4credit said:

Recently I have been hearing people in the credit repair world talking about "opting - out". Referring to some third party entities that handle disputes for the bureaus. Something about the consumer can decline their services by opting out which forces the CRA to do the "investigation" when someone disputes. Anybody out there heard about this?  How true is this? 

@strive4credit I have not heard this.  The only opting out that I know of is when you opt out of letting the credit bureaus sell your information for "pre-approved" offers.  

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