jme Posted March 2, 2021 Report Share Posted March 2, 2021 I successfully removed a debt collector from both my credit reports due to identity theft/fraudulent amount. The Midland Credit Management says I owe $7,795.52 in a pre-legal letter that says to pay by 3/20/21 or attorney review and a lawsuit will be their next step. I think I sent them a debt verification letter years ago and that's how I got it removed from my credit report at both Bureaus, but I can no longer find a copy of it. My computer went bad. They say that the original creditor is Synchrony Bank for "PayPal Credit" not a credit card. It says is was charged off 3/19/2019 and last paid in 7/26/2018. Again, this is not a debit that is on my credit report because it's removed from both bureaus. What do I do now? I don't want to be sued for a debt that literally I already successfully refuted with both bureaus and got off my record. Quote Link to comment Share on other sites More sharing options...
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