JLar38 Posted March 12, 2021 Report Share Posted March 12, 2021 I have fought the cc companies back successfully til SOL took away their options. However this is my very first court case. OC is Synchrony Bank- Walmart i was served papers 3 days ago to which I have already filed a general denial and will submit to court today. I have already opened a case in JAMS and will mail OC and their attorney request for funds for arbitration as per their cc agreement. Quote Link to comment Share on other sites More sharing options...
BackFromTheDebt Posted March 12, 2021 Report Share Posted March 12, 2021 I am not familiar with the Texas courts. Did you file an MTC? 1 Quote Link to comment Share on other sites More sharing options...
Impress Posted March 16, 2021 Report Share Posted March 16, 2021 Read you agreement and see what it says about Arb. You may need to file the MTC for arb to get it moved out of court. Also, in the past, some JDBs have not paid fees for arbitration and places like JAMS may not take up the case without a court order. This also gives you leverage should they not pay the fees since you can go back to the court and show they did not do what they were supposed to. 1 Quote Link to comment Share on other sites More sharing options...
JLar38 Posted March 20, 2021 Author Report Share Posted March 20, 2021 I have filed initial paperwork with JAMS and have requested $250 from OC and JDB. i have not filed my motion to compel arbitration but will file few days prior to court. For now I have filed generically denial and awaiting a court date to be announced. Quote Link to comment Share on other sites More sharing options...
JLar38 Posted March 20, 2021 Author Report Share Posted March 20, 2021 Background info: I was in $25k of credit card debt Thru DebtorBoards and many hours of research and reading, i successfully fought every single JDB and OC with our methods and have succeeded every time. I have never sued OC/JDB for FDCPA or TCPA Quote Link to comment Share on other sites More sharing options...
womanonfire Posted April 13, 2021 Report Share Posted April 13, 2021 When did you make the last payment and when was the account sold to JDB? Quote Link to comment Share on other sites More sharing options...
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