kmapro

Anybody have luck getting a "pay for delete" with Badcock Furniture?

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I had an account that was set up with recurring payments. I thought I had the account paid off in November of last year AND we changed banking institutions at the same time. 

That being the case, I did not bother with updating my information with Badcock. Then, in January, I started getting phone calls from Badcock. I was made aware that I still owed $154. So, I paid them $100 on the spot and asked to have the remaining amount auto deducted one month later - or so I thought.

Fast forward to me talking with my mortgage broker last week...he informs me that I have a 30 day late showing from Badcock and this was really hurting me.

I have already contacted Badcock and requested a "pay for delete". The initial representative told me that they couldn't do it. I have requested a manager contact me so I could try to get higher up the food chain - to hopefully someone who could assist me.

Has anyone had any luck with this or have any advice of how I should handle this?       With fees, it is only $84 - so, it's not an issue with paying it, I just want it off my report.

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Did you request debt validation?  Ask for any proof of the debt?  Did you actually pay?  Goodwill letter?  Honestly, the amount of the debt is so small you may not have much leverage.

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