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609 Letters


aXc
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2 minutes ago, aXc said:

has anyone here been able to have items removed from their reports using 609 letters?

10 years ago sure.  These days no.  That is an old technique that used to be effective in the days before digital records.  Now they do investigate but the chances it gets removed based on a template copied and pasted from the internet riddled with errors and demands are slim to none.  In fact, a badly worded dispute can actually cement the trade line to your report to the bitter end.  

If you share the basic facts about the trade line you can get specific advice on how to deal with it.

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