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Capital One & Credit one is saying that if I dispute a late payment they will automatically close accounts. Should I dispute or not ?


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12 hours ago, creditnewbie9 said:
My concern is will it affect me in the future for future home loans, credit cards, car loans?
 
Not sure what to do, can anyone give me advice or point me in the right direction, I would highly appreciate it

An account being closed will have an adverse affect on your credit report definitely in the very near future. However, it won't last forever. You will see a little dip, and if nothing else is dragging your score down and your paying all the other obligations you have on time your score will rebound fairly quick.

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