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I was served by an officer this morning with a pretrial notice. I’ve never been sued before so I’m not quite sure what to do.

Details below:

Original Creditor: Credit One

Account Open: May 2018

Account Closed: October 2018

Amount Sued For: $1105.15

Attachments: Bill of Sale to Midland, Affidavit of Credit One Bank & Midland, The account info (account #, Name, Bill amount, last payment date, etc.), and my first and last credit card statement.

Any advice would be helpful. I’m worried this would impact my credit score that I’ve been working to bring up. Should I work with Midland to pay the debt? Should I file an attribution? 
 

Thanks in advance.

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