jme

Sued by paypal despite demanding arbitration caluse in which Paypal owes all the fees

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1 minute ago, Bulldoger said:

 You got me,  I would have thought every state bar association would have set one up.  

The Minnesota government would rather not support the legal system and make it self supporting. That is why court costs are so high compared to other states. There might be something in the Twin Cities but I really doubt it and forget finding any legal aid outstate.

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seems to be 16 across the state. 

Minneapolis Consumer Legal Aid & Pro Bono Services

Central Minnesota Legal Services Volunteer Attorney Program
(612) 332-8151
430 1st Ave N, Ste 359
Minneapolis, MN 55401
Consumer, Bankruptcy, Divorce and Employment

Volunteer Lawyers Network Ltd
(612) 752-6655
600 Nicollet Mall, Ste 390A
Minneapolis, MN 55402
Consumer, Bankruptcy, Civil Rights and Divorce

Judicare of Anoka County, Inc.
(763) 783-4970
1201 89th Ave NE, Ste 310
Blaine, MN 55434
Consumer, Bankruptcy, Divorce and Employment

legal aid.pdf

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7 minutes ago, WhoCares1000 said:

The Minnesota government would rather not support the legal system and make it self supporting. That is why court costs are so high compared to other states. There might be something in the Twin Cities but I really doubt it and forget finding any legal aid outstate.

I assume they support the criminal system at least. I hate to have to pay filing fees and court cost or go to prison. Here in VA civil court cost are cover except for $65 dollar filing fee. All motions, hearings etc.. are included in $65 fee. 

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17 minutes ago, Bulldoger said:

I assume they support the criminal system at least. I hate to have to pay filing fees and court cost or go to prison. Here in VA civil court cost are cover except for $65 dollar filing fee. All motions, hearings etc.. are included in $65 fee. 

I know in the midwest, you are charged fees for everyday you are in the jail. The MN Supreme Court just limited that to after the guilty verdict rather than before. They might assess court costs too at sentencing as well as probation fees.

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1 hour ago, WhoCares1000 said:

I think they help you with documents and filings but they will not represent you in court.

I think that's better than nothing he can get fee waivers maybe get MTC filed without cost to him. Then get case dismiss due to uncollectablity and high cost of Arbitration.  

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9 hours ago, jmemn said:

I just filed a JAMS demand and want to try a motion to compel arbitration. Do you think  that will work?

That was a waste of time.  You have been told a dozen times above what to do and you are simply not listening.  You must read and follow along.  You are wildly swinging at everything moving right now.

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12 hours ago, Bulldoger said:

I assume they support the criminal system at least. I hate to have to pay filing fees and court cost or go to prison. Here in VA civil court cost are cover except for $65 dollar filing fee. All motions, hearings etc.. are included in $65 fee. 

All states provide a public defender for criminal cases where jail time is a possibility.  Some states do not provide one if jail isn't possible.  Currently no state provides a pro-bono attorney for civil cases of any kind or immigration where deportation is possible.  The current administration is looking to change that and put a national program in place that would provide free representation during eviction/foreclosure hearings and immigration cases.  Funding is undetermined and as of now there is only minimal support by a small number who need the service.  

Some Law Schools run free clinics where they will help the disadvantaged develop their case but they cannot or will not represent you in court because they are staffed by 3rd year students.  Some major cities have Legal Aid which is usually a non-profit relying on public support that is staffed by attorneys.  Again, the consumer must meet financial qualifications to get assistance and while they can aid with civil debt cases they also primarily focus on landlord/tenant i.e. evictions and similar kinds of cases.  

11 hours ago, Bulldoger said:

Then get case dismiss due to uncollectablity and high cost of Arbitration.  

Being uncollectable is not a deterrent to some creditors.  There are those that are willing to roll the dice and get the judgment in the hopes that the financial picture changes at some point so that the consumer wants or needs credit and is forced to deal with them.  This practice is prevalent in the creditor friendly states which tend to have draconian long SOL on judgments as well as post judgment interest.

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1 hour ago, Clydesmom said:

Being uncollectable is not a deterrent to some creditors.  There are those that are willing to roll the dice and get the judgment in the hopes that the financial picture changes at some point so that the consumer wants or needs credit and is forced to deal with them.  This practice is prevalent in the creditor friendly states which tend to have draconian long SOL on judgments as well as post judgment interest.

The one good thing about Minnesota is that although the SOL on a judgement is 10 years, the only way to renew a judgement is to file a new case (and pay the high court fees) before the old judgement runs out. Most creditors do not bother because at that point, it is throw money into a well hoping that something happens. That does not mean that they will not try to get a judgement.

Now, I have told the OP multiple times what you need to do. Send the answer, IFP, and MTC to the plaintiff attorney and see if they file in court. Seeing those might get them to request a dismissal w/o prejudice or they might see if you really mean it and file in court. I would normally say to offer the $600 in court/arb fees but I doubt you have the funds to do that anyways.

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14 hours ago, Bulldoger said:

So you leave prison with a huge debt and are force to sell drugs or rob banks to pay it off. :urcrazy:

That happens in quite a few states and one of the things that is brought up for criminal justice reform.

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On 5/22/2021 at 1:41 AM, Clydesmom said:

No they didn't.  The law firm is representing a JDB.  You need to read those papers again very carefully.  Synchrony sells its bad debts they do not sue on their own.  Synchrony is merely the underwriter for multiple store cards.  Look for a name like Midland, LVNV, Portfolio Recovery, Cavalry.  Those are some of the top JDBs.

Synchrony may not be selling anymore and may be suing own their own. I know this because I settled with a firm that was fixing to sue me on a Synchrony card but did in fact sue me on a BOA card first. 

I have still have nine unsettled accounts with them and have not heard the first word from eight of them but Monarch has the Paypal account. It's very quiet over here, too quiet almost. 

 

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On 5/24/2021 at 2:37 AM, fisthardcheese said:

That was a waste of time.  You have been told a dozen times above what to do and you are simply not listening.  You must read and follow along.  You are wildly swinging at everything moving right now.

Question for you and @WhoCares1000... Would you drag an OC into arb? What would your strategy be? 

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5 hours ago, womanonfire said:

Question for you and @WhoCares1000... Would you drag an OC into arb? What would your strategy be? 

For the record, in the early years of the arbitration strategy I took 4 OCs into arbitration with 4 filings on 5 accounts.  That included the two OCs which are most notorious for taking arbitration all the way to the bitter end. 
 

The strategy differed every time. In each case I had legitimate counter claims. 
 

For 3 of the 4 cases I have NDAs so I won’t go into details.  
 

One of the cases does not have an NDA.  That is Crap1 which no longer has an arbitration provision.  I beat them.  
 

Here was my strategy with Crap 1. Note that my strategy differed in some of my other cases. 
 

With Crap1 they filed an MSJ at the time when I filed my MTS.  I also filed a motion to throw out their accounting because the affiant was a “legal support specialist “ without first hand knowledge of the account.  The judge ruled in my favor on all 3 motions.  Crap1 walked away and never paid arbitration fees. 
 

I can’t tell you my strategy for the other cases.  I will simply advise you to look at their accounting very carefully.  Is their affiant qualified?   Are there oddities which could cause a witness trouble in a hearing?   I will only say that attacking discrepancies has worked well for me. 
 

Besides, nobody knows if Synchrony will follow into arbitration.  

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12 hours ago, BackFromTheDebt said:

I can’t tell you my strategy for the other cases.  I will simply advise you to look at their accounting very carefully. 

You actually could, so long as you don't name particulars of the other matters you speak of specifically such as name of creditor, etc. As someone who also knows about the confidentiality clauses of  agreements I understand your hesitation to do so, but the reality is, if you "don't say", then you didn't say. I sued an employer I worked for once and got $4,000. You have no idea which one, and I wouldn't divulge such info, but there is a confidentiality bit to that agreement.

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I just received the JAMS arbitration thing -- they are requiring Paypal to pay the 1750 arbitration fee before the end of June. What are the chances you think they would do that? 

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1 hour ago, jme said:

I just received the JAMS arbitration thing -- they are requiring Paypal to pay the 1750 arbitration fee before the end of June. What are the chances you think they would do that? 

My crystal ball is broken.

There are many OC's which are notorious for following up in JAMS.  

I really don't know Paypal's reputation.

But, there are some places that usually don't follow up in JAMS that suddenly decide they will.  Or others that usually do that will let one slip through the cracks.  

Just assume they will answer, and if they haven't paid by the end of June contact the case manager.  Since JAMS wants their money, they will probably let Paypal slide a few months or longer before closing the case.  

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