Percyb Posted June 22, 2021 Report Share Posted June 22, 2021 Hello, When it rains it pours I tell you. Got a letter from a law firm. Sent the debt validation request within the 30 days of receipt. I have proof of delivery date of thier notice as I have the USPS service Informed Delivery. I have a scan of the envelope in e-mail with the date of delivery. I think they sat on the letter for a few days because I got it 7 days after it was mailed. Either way, I was in the 30 day window to request validation. M&K is the firm out of MN. They sent no right to cure default. They just sent a letter the the rights to dispute and then filed suit. No other communication. Haven't even been served yet. Cap one which is no arbitration clause. From what I read, if they serve me during the debt validation period then it's a violation of FDCPA unless they clearly document that it does not interfere with the debt validation process. Since they didn't even bother with the 15 days for the right to cure default notice can't believe they would go the extra step of documenting the summons that the debt validation process is not interfering. Ugh. Not even sure what to do at this point but wait to get served. Quote Link to comment Share on other sites More sharing options...
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