fstrfvo Posted August 23, 2021 Report Share Posted August 23, 2021 I searched for this subject but was unable to find it so I apologize if it is around somewhere. Is there a way to remove debt/charge off that is beyond the SOL for collection (4 yrs in Ca) or do you just have to wait the full 7 years? The accounts I have are Amex 7800$ BofA 2 accounts 16000$ Wells Fargo 2 accounts 15000$ Chase 10200 Chase only reported charge off for about a year but they still send letters, Amex just sent me a letter saying they would give me a new Amex card if I paid off my debt in full, credit control has called me about 1 BofA account, I asked them to validate the debt but they said I had to contact BofA as they did not buy the account. Have not heard anything on the other BofA or Wells Fargo accounts in quite sometime. Thank you for any advice. Quote Link to comment Share on other sites More sharing options...
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