Ready To Fight Posted August 25, 2021 Report Share Posted August 25, 2021 Hello everyone. I am I joined the board because I wanted to make sure that I handled this situation properly. Target had an issue with their RedCards and how they do not use them properly as debit cards (debit cards only allow you to take money out if money is in the account; with the Target RedCard no matter if you have the money or not it will allow the transaction and take the money out of your account later), causing overdrafts and NSF fees. Long story short, I used the card and they messed up my account, but they were paid (I was also charged fees by my bank). However, Target reported me to CheckSystems, claiming they were not paid. I didn’t know this until I tried to cash a check and they denied me because of it (I wanted to put cash into my account instead of waiting on the check to clear since it was 4 figures; I ended up depositing it). I went to my directly to my bank and they pulled everything showing that Target got paid in full. They have no reason to lie on my behalf and their printouts are clear that all payments were made to Target. If I filed this in District Court, what would I sue them for besides the overdraft fees and would reporting me to ChexSystems be defamation? I'm sure I have them dead to rights, but I am not sure on exactly what. Thank you in advance for your assistance. Quote Link to comment Share on other sites More sharing options...
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