TXDad8 Posted September 6, 2021 Report Share Posted September 6, 2021 I'm in Texas, received a letter from Rausch Sturm about a paypal/synchrony bank. I did a debt validation letter with a clause no telephone contact. Well they called me today and she said she called my cell phone and skirted around the issue. Whatever. The statement account number doesn't match the orginial account number they have. She said she "assumed" it was correct. I also asked for a contract and she didn't have that information. Honestly I can't afford the money they are asking ($1600) but my God Father said he would float me the money in exchange for some manual labor on his farm. I tried to find a contract online on the paypal credit line when I had the account and downloaded 4 years of agreements from CFPB looking for arbitration information so when they sue I have that information. She said they didn't have one either but had a statements and bill of sale from the debt collector (not synchrony). I told her if suit was to be filed I will demand arbitration. She said that was a option I had. I was hoping I could get some directions on what to next. I know arbitration/court will be a lot of hassle and time for both the law firm and myself. Quote Link to comment Share on other sites More sharing options...
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