Legal challenged Posted October 10, 2021 Report Share Posted October 10, 2021 (edited) So portfolio recovery sued me with a acting attorney, I answered lawsuit and sent in a settlement offer of around 22% percent of original amount owed. It’s stil on the court documents online. So yesterday I received this in the mail from Portfolio not the attorneys. I don’t understand. I made a offer now this? Has anyone ever got this before? Are they trying to be tricky? Why isn’t the attorney reaching out with this? The date I responded to the complaint summons was 9/21/21. Along with the settlement offer. Im not sure how to respond to this due to the lawsuit pending . It shows online the status is pending a alternate resolution and a mediator will be assigned by March 29,2022. Should I call their attorney first to just ask what is happening? Should I file this request from portfolio with the pending case in court? This is confusing because I already made a settlement offer. I mean why would they do this and not decline or accept my offer. I know in the complaint answer I asked for plaintiff to prove that I had received any documentation involving this debt . One of their complaints stated that the original creditor sent a letter in reference to “right to cure” but I never received that either and I asked for them to prove that also. I declined admittance of amounts owed due to the lack of knowledge because the original creditor no longer had the account listed on my credit report. But as admitted that I did aquire the account way back in 2009. They had bill of sale , affidavits of the sale via Portfolio records employee. They had the interest sheets etc. so the loan was real but this whole shift of offering me a hardship program makes me feel like something else is up . The letter is dated September 25th but I just received it October 8th . It’s says I have 30 days to respond. What should I do? Edited October 10, 2021 by MLH Additional question n info added Quote Link to comment Share on other sites More sharing options...
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