shawna Posted December 27, 2021 Report Share Posted December 27, 2021 I live in Florida, I signed for a car for my son, and he may payments. That's what I thought. The dealer ship had put a judgment on my property, in which I was not aware of, I didn't even know about a court hearing. I just recently found out, this is over 10 years ago. Is there anything I could do to have removed? I don't want to do bankrupt or make a payment. Boy, this is not good, Quote Link to comment Share on other sites More sharing options...
WhoCares1000 Posted December 27, 2021 Report Share Posted December 27, 2021 At some point, your son stopped making payments and you were sued and you either ignored the papers or you lost the suit. Your son might have even been served and that was enough for the judgement. Whoever was the holder of the note on the car obtained a judgement against you and they put a lien on your home. Although a judgement in Florida is valid for 20 years, if they recorded it as a lien on your property (as it looks like they did in this case), it is valid indefinately until paid. I am not sure if BK will resolve it on Florida. This means that odds are, you are going to pay the judgement plus interest for the past 10 years whether you want to or not. Quote Link to comment Share on other sites More sharing options...
BV80 Posted December 28, 2021 Report Share Posted December 28, 2021 5 hours ago, WhoCares1000 said: Although a judgement in Florida is valid for 20 years, if they recorded it as a lien on your property (as it looks like they did in this case), it is valid indefinately until paid. I am not sure if BK will resolve it on Florida. This means that odds are, you are going to pay the judgement plus interest for the past 10 years whether you want to or not. FL judgments are valid for 5 years and can be renewed for 5 more years. A lien on property is only valid for as long as the judgment is valid. https://dos.myflorida.com/sunbiz/forms/judgment-lien/ Judgment liens on personal property in Florida are filed with the Florida Department of State. Filing with the Department of State serves as public notice that the creditor (the person who won the judgment) has a monetary judgment placed against the debtor (the person who owes the money). Liens are valid for five years from the original filing date. Florida law allows judgment liens to be filed a second time to extend the lien’s validity five more years. (See s.55.201-55.209, F.S.) Quote Link to comment Share on other sites More sharing options...
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