Awarner701 Posted March 16, 2022 Report Share Posted March 16, 2022 I was served papers couple days ago. I read that I could file for Arbitration. Portfolio recovery Associates are the ones after me. I know I owe the debt. With all the fees they tacked on its little over $3k. What should I do? Quote Link to comment Share on other sites More sharing options...
BV80 Posted March 16, 2022 Report Share Posted March 16, 2022 50 minutes ago, Awarner701 said: I was served papers couple days ago. I read that I could file for Arbitration. Portfolio recovery Associates are the ones after me. I know I owe the debt. With all the fees they tacked on its little over $3k. What should I do? https://www.creditinfocenter.com/community/topic/329436-arbitration-overview-and-strategy-2018-most-up-to-date-info/ Quote Link to comment Share on other sites More sharing options...
BackFromTheDebt Posted March 16, 2022 Report Share Posted March 16, 2022 Who is the original creditor? Want state and what type of court? The advice given may vary. Quote Link to comment Share on other sites More sharing options...
Awarner701 Posted March 16, 2022 Author Report Share Posted March 16, 2022 2 hours ago, BackFromTheDebt said: Who is the original creditor? Want state and what type of court? The advice given may vary. Capital One Michigan Judicial District Court ( I think ) Quote Link to comment Share on other sites More sharing options...
BV80 Posted March 16, 2022 Report Share Posted March 16, 2022 22 minutes ago, Awarner701 said: Capital One Michigan Judicial District Court ( I think ) When did you open the account? Cap1 removed arbitration from its agreement around 2010. Quote Link to comment Share on other sites More sharing options...
Awarner701 Posted March 16, 2022 Author Report Share Posted March 16, 2022 Capital One Michigan Judicial District Court ( I think ) I don't remember. They would of change that sense then for me as well right? Quote Link to comment Share on other sites More sharing options...
BV80 Posted March 16, 2022 Report Share Posted March 16, 2022 Just now, Awarner701 said: Capital One Michigan Judicial District Court ( I think ) I don't remember. They would of change that sense then for me as well right? If you opened the account after 2009, you, unfortunately, do not have an agreement to arbitrate. Quote Link to comment Share on other sites More sharing options...
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