Belle Posted April 4, 2022 Report Share Posted April 4, 2022 My husband received a vm from an almost robotic sounding woman stating that I was going to be served at home or work and I would need 2 forms of ID when she arrives. She left a number of a law firm to be contacted. I called the number and the person stated a bunch of my info and said I was being sued by Chase. I had an old account with them in college in 2008 that I closed so I'm unsure of any fees associated with it. He said he couldn't advise me of anything and the papers would be served( in the wrong county-I didn't correct him). Could this be real? Quote Link to comment Share on other sites More sharing options...
BV80 Posted April 4, 2022 Report Share Posted April 4, 2022 3 minutes ago, Belle said: My husband received a vm from an almost robotic sounding woman stating that I was going to be served at home or work and I would need 2 forms of ID when she arrives. She left a number of a law firm to be contacted. I called the number and the person stated a bunch of my info and said I was being sued by Chase. I had an old account with them in college in 2008 that I closed so I'm unsure of any fees associated with it. He said he couldn't advise me of anything and the papers would be served( in the wrong county-I didn't correct him). Could this be real? Scam. Unless within the last few years, you made a promise to pay or payment on the account, this account is way outside the SOL for collection. In addition, legitimate attorneys, creditors, and collection agencies do not contact people in advance to let them know they are going to be served. If it would make you feel better, check your court, including the one in the wrong county, to see if a lawsuit has been filed against you. Quote Link to comment Share on other sites More sharing options...
Belle Posted April 4, 2022 Author Report Share Posted April 4, 2022 Thanks! Quote Link to comment Share on other sites More sharing options...
Belle Posted April 4, 2022 Author Report Share Posted April 4, 2022 10 minutes ago, BV80 said: Scam. Unless within the last few years, you made a promise to pay or payment on the account, this account is way outside the SOL for collection. In addition, legitimate attorneys, creditors, and collection agencies do not contact people in advance to let them know they are going to be served. If it would make you feel better, check your court, including the one in the wrong county, to see if a lawsuit has been filed against you. Thank you! I guess I was thrown off by all of the correct information he had of mine. I haven't spoken with anyone else regarding the account. He actually stated that I spoke with someone in 2017 and said "I refused to pay one penny." That's not even how I speak. He also stated that I was contacted multiple times and stated my actual addresses...I was never contacted. Quote Link to comment Share on other sites More sharing options...
Clydesmom Posted April 4, 2022 Report Share Posted April 4, 2022 4 minutes ago, Belle said: Thank you! I guess I was thrown off by all of the correct information he had of mine. I haven't spoken with anyone else regarding the account. He actually stated that I spoke with someone in 2017 and said "I refused to pay one penny." That's not even how I speak. He also stated that I was contacted multiple times and stated my actual addresses...I was never contacted. They phish just enough of your accurate information to make it easier to scare you into believing the debt is real. I guarantee you that if you actually spoke to someone they are going to want payment of $400-1000 today to "make this go away" and it should be by Western Union or gift cards. Both untraceable payment methods that can be picked up anywhere in the world. Odds are high they are not even in the USA. Just as a precaution warn family/friends/employer that scammers have targeted you and not to panic and pay. Ignore them. When they figure out you won't fall for it they will move on to another target. If you do engage them tell them you know it is a scam and you won't pay. Either way eventually they give up. 1 Quote Link to comment Share on other sites More sharing options...
Belle Posted April 4, 2022 Author Report Share Posted April 4, 2022 29 minutes ago, Clydesmom said: They phish just enough of your accurate information to make it easier to scare you into believing the debt is real. I guarantee you that if you actually spoke to someone they are going to want payment of $400-1000 today to "make this go away" and it should be by Western Union or gift cards. Both untraceable payment methods that can be picked up anywhere in the world. Odds are high they are not even in the USA. Just as a precaution warn family/friends/employer that scammers have targeted you and not to panic and pay. Ignore them. When they figure out you won't fall for it they will move on to another target. If you do engage them tell them you know it is a scam and you won't pay. Either way eventually they give up. Thank you! I will alert my family as we are on a family plan and their numbers are under my name. 1 Quote Link to comment Share on other sites More sharing options...
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