torrocks Posted June 7, 2022 Report Share Posted June 7, 2022 Got a letter from some bankruptcy attorney, that my parents are being sued for a debt that my dad incurred. The letter literally came the day the docs were filed in court. We live in Oregon. The bankruptcy firm nearly has the same name as the firm that is sueing them. I wonder if this is some kinda of predatory tactic. They have not been served yet. I read that Oregon is not a community state, so if one person created the debt, and the other person was not on the contract, they shouldn't be held liable? I checked my mom's credit history, and her credit score is in the 800's. My dad's is in the gutters. All his discharged debts don't show up on my mom's account history. I want to protect my mom from this, how do I proceed? I'll help them respond to the summons, and probably will work on discovery to figure out if she is indeed on the contract. If she is not, is there a way to throw the case out, because they included my mom's name in the lawsuit? Some kinda error on their part. Or I am assuming I can use this, to get the upper hand probably settle on my dads debt at a huge discount. I am dealing with a company called Andersons and Associates Credit Services LLC. Likely a junk debt buyer. Quote Link to comment Share on other sites More sharing options...
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