Looking for Input on Student Loans

[elfeo99000]

I have a delinquent student loan. I haven’t paid it since September 2019 when I was arrested. I just got out of prison.

As of yesterday, the past due amount is $6,000+. I owe a total of $69,000+. 
 

Because of my record, my chances of employment in the field where I was working is less than zero. 
 

I am looking to brainstorm some possibilities on how I can get paying on the loan again since I know it will never go away.

[LaneBlane]

Depending on the crime you were convicted of, it may be impossible to get a job in a particular field.  Hopefully this doesn't completely eliminate the entire specialty your education and training involves.

Did your state provide you with any resources you can contact for getting yourself acclimated after getting out of prison?  There may be a resource for employment counseling.  You can also try grok.com (X's version of AI) to ask a variety of questions.  You can start with...  What kind of jobs can I qualify for when I've been convicted of _____ in [state]?  or Can I work in the _______ field if I've been convicted of ______ in [state]?

You may be surprised by how helpful something like Grok can be.

[elfeo99000]

I mentioned in another post that the only resource was how to apply for food stamps. 
 

I am not trying to stay in Oregon. I am not a resident, but was extradited up here from New Mexico. However, I have 3 more years of “post prison supervision” to complete. I also can’t leave because I will forfeit my appeal. 
 

My PO told me to work fast food. I replied if it’s so great then you go work there. 😂

[LaneBlane]

They really provide you with a lot of direction when you get out of prison.

This link may include some helpful info:  https://oregonworkforcepartnership.org/reentry/ 

There are other reentry programs in Oregon.  Google...   "reentry program" oregon

[elfeo99000]

I think they were not giving resources because I am not an Oregon resident. 

[LaneBlane]

5 hours ago, elfeo99000 said:

I think they were not giving resources because I am not an Oregon resident. 

Because you need to stay in Oregon for a few years, you may want to consider becoming an Oregon resident and obtaining an Oregon Driver License or ID.

[elfeo99000]

I am trying to get my post prison supervision transferred back to New Mexico. If I do that, it will be pointless.

Also, because I am on post prison supervision, I would not be allowed an Oregon driver’s license. I would be trading in a valid NM driver’s license for an Oregon ID card. I would not be allowed to drive without “permission” of the PO. 

[LaneBlane]

48 minutes ago, elfeo99000 said:

I am trying to get my post prison supervision transferred back to New Mexico. If I do that, it will be pointless.

It looks like you'll need to wait to see if your can get your post prison supervision transferred to New Mexico.  Hopefully you'll have more options there.  

[elfeo99000]

Update…

I have been in contact with servicer called Aidvantage. They told me they cannot help rehabilitate the loan since it has been delinquent 365+ days. I was told to call “Default Resolution Group” who does not know anything about my loan. 

That is where I am at…

[elfeo99000]

So a quick update - 

I was able to pull it back from default. I got a proof of custody letter and sent it.

Also complaint to my Congressman helped 

Right now the loan is on a forbearance until March 31, 2026.

Reported to bureaus as paying now.