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Cyber Security: You May Not Be Protecting Yourself as Well as You Think [SURVEY]

October 11th, 2016 · No Comments · Identity Theft

by Kristy Welsh

(Last Updated On: February 26, 2018)

Cyber Security You May Not Be Protecting Yourself as Well as You Think [SURVEY]

Nearly 75 percent of us think we’re doing a good job protecting our computers, phones, and other mobile devices from cyber threats. But the same TransUnion survey also found that fewer of us are actually doing the things necessary to protect ourselves from attacks.

The Reality of Our Cyber Security

Of those surveyed about protecting themselves from cyber threats, only:

  • 55 percent lock their phones with passwords
  • 51 percent frequently change their passwords
  • 37 percent use a credit monitoring service

TransUnion also asked how consumers might respond if and when they are a victim of identity theft:

  • 72 percent of survey respondents say they would report identity theft to their bank or credit institution, but only 40 percent actually do
  • 63 percent of survey respondents say they would freeze their credit or place a fraud alert on their credit reports, but only 26 percent actually do
  • 62 percent of survey respondents say they would cancel a bank or credit card in the wake of identity theft, but only 36 percent actually do

What This Means for You

If you think you’re doing a good job protecting yourself form cyber threats, take a look below. How many of these preventive actions can you mark of your list?

  1. Add password protection to your phone and computer
  2. Use a password manager and change your passwords often
  3. Install malware/adware anti-virus software on your devices
  4. Use your online accounts to monitor bank and credit card activity
  5. Only make online purchases through secure websites
  6. Avoid opening emails, links, and attachments from unknown senders
  7. Use a credit monitoring service (you have free credit monitoring options)
  8. Shred documents containing personal and financial information
  9. Remove your name from mailing lists

Of course, no matter how diligent you are about cyber security, there are never any guarantees. Should you find yourself a victim of identity theft, report it to the FTC, your bank, your credit card issuer, and the credit bureaus.

See more ways to protect your identity than you’ve probably ever imagined.

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