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Holiday Credit Card Guide: Keeping Debt (and Your Credit) In Check

December 12th, 2016 · No Comments · Credit Cards

by Kristy Welsh

(Last Updated On: November 29, 2017)

Holiday Credit Card Guide 2016: Keeping Debt (and Your Credit) In CheckUsed right, credit cards are a good way to buy what you need for the holidays…until your next paycheck. Used wrong, credit cards are a good way to charge up more than you can afford…forcing you to carry holiday debt well into the New Year. Make sure you get it right this year.

Do You Know All the Right Ways to Use Credit Cards?

“Whether you just started to use credit cards or you’ve been using them for years, make sure you’re doing everything you can to use them right. Even if you have a pretty good idea of what’s right and wrong, you could be missing out on an opportunity for your cards to make your credit better. What’s worse, though, is you could be engaging in behaviors that are making your credit worse. Just to be sure, it’s worth a review of this list.” Read more…

Holiday Spike In Retail Credit Cards Reminds, Watch Those Balances

“Every holiday season, we see a spike in new retail credit card accounts. But as helpful as they may be in financing holiday expenses, retail credit cards can wreak havoc on your financial health in the New Year. The takeaway? Watch those balances.” Read more…

Before Charging a Gift to Your Credit Card, Does It Meet These 3 Criteria?

“There’s nothing wrong with using a credit card for your holiday shopping. But there’s a right and a wrong way to do it. So before you charge a single gift, make sure it meets all three of these criteria.” Read more…

How to Avoid Christmas Credit Card Debt Altogether

“The best gift you can give your family (and yourself) this Christmas is freedom from credit card debt haunting you for months into the New Year. It is possible. You know it’s possible. It’s simply a matter of deciding on a plan of action and following through.” Read more…


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