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Holiday Shopping Not Done Yet? Read This Before You Spend Another Dime

December 22nd, 2016 · No Comments · Budgeting

by Kristy Welsh

(Last Updated On: August 16, 2017)

Still Holiday Shopping? Read This Before You Spend Another DimeIf you’re still holiday shopping this close to Christmas, you know the inherent financial pitfalls. Whether you still need gifts – or you’ve found plenty and you’re out there anyway – it’s all too easy to talk yourself into spending more than you’d planned. Either way, the good news is there’s still time to change course. Otherwise, you could find yourself steeped in debt or, worse, scrambling to repair your damaged credit in the New Year.

Last-Minute Holiday Budget Makeover: 3 Signs You’ve Gone Too Far, and How to Reel It In

“Whether you still have friends and family to buy for, or you’re just not ready to let go of the holiday shopping spirit, it’s time to think twice before spending another cent. This is not to say you should quit cold turkey. It just means reviewing and revising your game plan going into these remaining days before Christmas. While this may feel like the last thing you feel like doing right now, you’ll thank yourself in the New Year.” Read more…

The “Don’t Buy It If…” Holiday Shopping Rules

“Whether you got all your holiday shopping in before Black Friday, or you’re notorious for waiting until the last minute on Christmas Eve, the same “don’t buy it if…” rules apply.” Read more…

50 Cheap (and Thoughtful) Christmas Gift Ideas

“You have probably thought of every one of these Christmas gift ideas a time or twenty over the years, but when it’s Christmas crunch time, they tend to slip the mind. Well, here they are in a super-comprehensive collection — 50 cheap (and thoughtful) gifts for everyone on your list.” Read more…

5 Easy Fixes for Last-Minute Gifts You Can Find at the Grocery Store

“Whether you know exactly what you’re looking for, or you don’t have a clue, there’s not much time left for last-minute looking around. Make it simple on yourself with these easy to find gifts that can all be found at your local grocery store, at least one of which is guaranteed to do the trick.” Read more…

Before Charging a Gift to Your Credit Card, Does It Meet These 3 Criteria?

“There’s nothing wrong with using a credit card for your holiday shopping. But there’s a right and a wrong way to do it. So before you charge another gift, make sure it meets all three of these criteria.” Read more…

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