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Entries Tagged as 'Credit Bureaus and Scores'

Your ChexSystems Report and Score: What You Need to Know

September 19th, 2017 · No Comments · Credit Bureaus and Scores

Whether you have a charged-off bank account or you’ve never bounced a check in your life, ChexSystems needs to be on your radar. This consumer reporting agency not only collects information on your banking activity, but can also show evidence of fraudulent bank accounts opened in your name. This not only affects your ability to open bank accounts in the future, but could impact credit applications, so checking your ChexSystems report and score is an important step in the credit repair process.

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Equifax Hack Checklist: 19 Ways to Protect Yourself Long-Term

September 12th, 2017 · No Comments · Consumer Info, Credit Bureaus and Scores

Some data breaches have more long-term effects than others. For instance, as frustrating as it can be when your credit card information is stolen, you can cancel the card and get a new number. But when it’s the kind of personal information that was compromised in the Equifax hack, the answer is not so simple and the threat is indefinite. Fortunately, there are plenty of things you can do to protect yourself long-term (and repair the damage to your credit, need be).

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Innovis vs. CBCInnovis: Get the Facts About the Fourth Credit Bureau

May 16th, 2017 · 1 Comment · Credit Bureaus and Scores

Whether you’re repairing bad credit or trying to maintain the good credit you already have, the more you know about the credit bureaus, the better. But while there’s no shortage of information on how the big three credit bureaus work, details on what’s known as the fourth credit bureau aren’t so clear. Often, Innovis and CBCInnovis are referred to as though they are the same thing. But while they do have the same parent company, Innovis and CBCInnovis are different.

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