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Entries Tagged as 'Budgeting'

Holiday-Ready Finances: 8-Part Checklist for Your Budget and Your Credit

October 10th, 2017 · No Comments · Budgeting

Whether you think you have all your bases covered, or you know you’re in over your head, this 8-part checklist can help you get holiday-ready finances. Equally instructional and motivational, this checklist will walk you through the process of creating a holiday budget and a strategy for sticking to it, including affordable gift ideas, holiday sale best practices, how to use (and not use) your credit cards, and what to do when you realize you’ve spent too much. We also cover ways you can hurt your credit during the holidays and the credit-healthy choices you can make instead.

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Budget Breakthrough: How to Create, Manage, and Tweak This Elusive Tool

April 18th, 2017 · No Comments · Budgeting

No matter how many times you’ve tried and failed to follow a workable budget, it’s time to try again. Because no matter how many times you tell yourself you don’t need a budget, the truth is that you do. That’s not to say you need a detailed budget with dozens of categories (though that’s certainly an option). But you do need something that instructs your money on how to cover necessary expenses while meeting your financial goals. That something is called a budget. Here’s how to create, manage, and tweak this elusive (but necessary) tool.

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Holiday Shopping Not Done Yet? Read This Before You Spend Another Dime

December 22nd, 2016 · No Comments · Budgeting

If you’re still shopping this close to Christmas, you know the inherent financial pitfalls. Whether you still need gifts – or you’ve found plenty and you’re out there anyway – it’s all too easy to talk yourself into spending more than you’d planned. Either way, the good news is there’s still time to change course.

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