The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to curb the abusive practices of debt collectors. The law has been used in court many times and has had many interpretations over time. The CFPB has been charged with enforcing the law and guiding debt collectors and consumers with regard to the Fair […]
Entries Tagged as 'Credit Rebuild'
New Rules Implemented by The Consumer Financial Protection Bureau (CFPB) Clarify the Way Debt Collectors May Deal with Consumers
January 21st, 2021 · No Comments · Consumer Debt, Credit Rebuild, Credit Repair, Debt Collection, Debt Settlement
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8 Actionable Tips on Raising Your FICO Credit Score
May 21st, 2019 · No Comments · Credit Rebuild, Credit Repair, Credit Scores
There are no two ways about it; raising your FICO credit score is hard. It can actually seem like an insurmountable task for the many unfortunate individuals saddled with a history of poor financial decisions. There’s no way to game the system. There are no fancy tricks that make the process easier. But there is […]
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A Guide to Rebuilding Bad Credit with Secured Credit Cards
March 13th, 2019 · No Comments · Credit Cards, Credit Rebuild, Credit Repair, Prepaid Cards
Having a good credit score is not only crucial for making large purchases for things such as homes, vehicles, and high-end appliances, but it’s also necessary to obtain low-interest loans, employment at specific companies, and some residential renting approvals. Essentially, secured credit cards offer a way for individuals with unestablished or poor credit scores to […]
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About the Author, Kristy Welsh
Meet author and founder of Credit Info Center, Kristy Welsh. Credit repair expert Ms. Welsh is a regular contributor to our blog.