The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to curb the abusive practices of debt collectors. The law has been used in court many times and has had many interpretations over time. The CFPB has been charged with enforcing the law and guiding debt collectors and consumers with regard to the Fair […]
Entries Tagged as 'Credit Repair'
New Rules Implemented by The Consumer Financial Protection Bureau (CFPB) Clarify the Way Debt Collectors May Deal with Consumers
January 21st, 2021 · No Comments · Consumer Debt, Credit Rebuild, Credit Repair, Debt Collection, Debt Settlement
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How Will Unemployment Affect My Credit?
June 30th, 2020 · No Comments · Credit Repair
If you’ve been laid off recently, the last thing you will want to worry about is how your credit report will be affected by this temporary situation. There is good news and bad news for you. First the good: your credit score will not be directly affected by your lack of employment. The bad: your […]
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How to Avoid Having Your Credit Be Negatively Affected by Covid-19
April 6th, 2020 · No Comments · Credit Repair
With 3 million people applying for unemployment benefits in the past week, you can be sure many of these people are worried about how they are going to be able to pay their bills. As we all know, if you fail to make payments on loans, your credit score will be affected negatively. What can […]
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About the Author, Kristy Welsh
Meet author and founder of Credit Info Center, Kristy Welsh. Credit repair expert Ms. Welsh is a regular contributor to our blog.