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Entries Tagged as 'Credit Reports'

Credit Freezes Are Now Free

October 10th, 2018 · No Comments · Credit Repair, Credit Reports

Because of new law signed last May by President Trump, credit freezes are now free at all three credit bureaus. The freezes formerly cost $10 per bureau. Once a report is frozen, it must be thawed and credit “thaws” also used to cost $10 per bureau, making the cost of a credit freeze $60 for […]

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How to Use Free Credit Monitoring When a Credit Freeze Is in Place

November 28th, 2017 · No Comments · Credit Reports, Credit Scores

If you’ve done much searching around for free credit monitoring, you know there is no shortage of services out there offering free access to your credit reports and scores all year long. Unfortunately, your options are more limited if you have a credit freeze on your reports (as it is now recommended we all have in the wake of the Equifax hack). Thankfully, there are some exceptions, meaning you need not sacrifice the free credit monitoring you need – for credit repair efforts and beyond — just as much as you need your credit freeze.

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What to Expect from an Employment Credit Check

October 3rd, 2017 · No Comments · Credit Reports

Do you know how a potential employer can check your credit? Do you know what type of credit information — and other background records — they are going to see? Do you know how to request a copy of this information? What about disputing inaccuracies (an essential step in the credit repair process)? Get the facts about what to expect from an employer credit check.

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