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If you’ve done much searching around for free credit monitoring, you know there is no shortage of services out there offering free access to your credit reports and scores all year long. Unfortunately, your options are more limited if you have a credit freeze on your reports (as it is now recommended we all have in the wake of the Equifax hack). Thankfully, there are some exceptions, meaning you need not sacrifice the free credit monitoring you need – for credit repair efforts and beyond — just as much as you need your credit freeze.
Entries Tagged as 'Credit Scores'
How to Use Free Credit Monitoring When a Credit Freeze Is in Place
November 28th, 2017 · No Comments · Credit Reports, Credit Scores
Tags: credit monitoring
Using Credit Karma to Monitor Your Credit: How It Works and Why You Need It
September 26th, 2017 · No Comments · Credit Reports, Credit Scores
How does Credit Karma offer its credit monitoring services for free? Which credit bureaus do they pull from? Which scores do they use and are they accurate? Get answers to these and other questions about Credit Karma, one of the more popular services you can use to monitor your credit, during the credit repair process and beyond.
Tags: Credit Karma
The Truth About Alternative Credit Scores
August 15th, 2017 · No Comments · Credit Scores
If your traditional credit score is too poor – or too thin – to qualify you for a loan, credit card, or lease, an alternative credit score could get the job done. And provided the lender reports to the big three credit bureaus, it can help you establish or repair your traditional credit score, too. But as with traditional scores, there are multiple alternative credit scoring models out there. Get the facts about who generates alternative scores, how they’re calculated, and the pros and cons of using them.