Credit Infocenter

Entries Tagged as 'Credit Scores'

The Truth About Alternative Credit Scores

August 15th, 2017 · Comments Off on The Truth About Alternative Credit Scores · Credit Scores

If your traditional credit score is too poor – or too thin – to qualify you for a loan, credit card, or lease, an alternative credit score could get the job done. And provided the lender reports to the big three credit bureaus, it can help you establish or repair your traditional credit score, too. But as with traditional scores, there are multiple alternative credit scoring models out there. Get the facts about who generates alternative scores, how they’re calculated, and the pros and cons of using them.

[Read more →]

Tags:

Excited About Credit Scoring Changes? What You Need to Know About FICO Score XD, and Removal of Tax Liens and Judgments

March 21st, 2017 · Comments Off on Excited About Credit Scoring Changes? What You Need to Know About FICO Score XD, and Removal of Tax Liens and Judgments · Credit Scores

An NBC Nightly News report that aired this month shared a couple of exciting credit scoring changes that will help improve the credit of millions of U.S. consumers. But before you get too excited, make sure you understand these changes and how they will (or won’t) affect your credit repair process. Here’s what you need to know about the FICO Score XD, and the removal of tax liens and civil judgments from credit reports.

[Read more →]

Tags: ··

Making Sense of Credit Scores Once and For All

February 21st, 2017 · Comments Off on Making Sense of Credit Scores Once and For All · Credit Scores

There’s a lot of mystery behind the three-digit number we call our credit score. How is it calculated? Where do we find it? How do we improve it? And if we have more than one, which one matters most? It’s time to clear up the confusion and make sense of credit scores once and for all, an understanding that will prove invaluable whether you’re trying to repair bad credit or simply make good credit better.

[Read more →]

Tags: