ImaBird Posted January 25, 2008 Report Posted January 25, 2008 I have a car loan on my credit report that was late (5) months in a row - November 2004 through March 2005.The loan was paid in full as agreed in October 2005.Is this Good Will letter material, or should I dispute it?Thanks!
Hellard Posted January 25, 2008 Report Posted January 25, 2008 i recently helped my moms boyfriend with the same problem. He was late right at the end like yours then paid off..we disputed first and the whole TL was removed from one report. He is sending a GW to try for the other 2. So is yours on all 3 CRA's? IMO, i think its easier to dispute first- let the cra and oc to the work...then if you dont get the results you want try another way, like GW..some things ive disputed were knocked off the 2nd dispute time a few months later.
ImaBird Posted January 25, 2008 Author Report Posted January 25, 2008 Thank you so much! I hope that they change it instead of delete it, though, because it's an otherwise good TL!It is on all (3) CR's...
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