ImaBird Posted January 27, 2008 Report Posted January 27, 2008 Can I use this to my advantage somehow?For example, I have one debt that shows an amount of $3xx on TU and EX, but $0 on EQ.I have another where the amounts and everything are the same; however all (3) CRA's have a different account #!!!
rmuse00 Posted January 27, 2008 Report Posted January 27, 2008 It's hard to say. They might remove it if they cannot verify the info but it can also update your credit with more negative info some members have even experienced a perfectly good tradeline also deleted by the CRA's. When you start your repair try using the flowchart. It's best to DV any CA reporting negative history first and dispute with CRA's second. Using that process has been what has worked best. Here is another link with more info on DV process. Debt ValidationGood luck!
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