ImaBird Posted January 29, 2008 Report Posted January 29, 2008 When I pulled my report the first time, I was surprised to find a judgment against me from Palisades.I had never received the summons... all of my mail goes to a UPS Store mailbox, and I told them never to sign for anything for me or my husband. I guess somebody signed for the summons, but I never received it.Has anyone else had luck removing judgments? Do you have to go to court to do it?
someonesomewhere Posted February 5, 2008 Report Posted February 5, 2008 It depends.Have you checked with the court to find out what was filed and when?
ImaBird Posted February 5, 2008 Author Report Posted February 5, 2008 Yeah... one year ago... Palisades was granted access to my "monies, credits, and property, except for personal earnings..."
jq26 Posted February 6, 2008 Report Posted February 6, 2008 They sued you by serving you, then they received a default judgment when you didn't show up. Could have been legitimate or it could have been sewer service. Look it up. You should be able to tell when and where you were served. Then fight it if you want.
ImaBird Posted February 6, 2008 Author Report Posted February 6, 2008 Well, that's the tricky part.I have a UPS Store mailbox, and that is where I was served, even though I told the UPS Store that I DID NOT authorize them to sign for anything going to that mailbox.The only thing I ever received was a "notice to judgment debtor" telling me about my judgment... and I didn't even receive that until quite awhile after the date on it......that being the case, I don't suppose I'd have a leg to stand on even if I wanted to fight it...
Ahntara Posted February 6, 2008 Report Posted February 6, 2008 "...don't suppose I'd have a leg to stand on..."You'll never know until you check your state's laws.
ImaBird Posted February 6, 2008 Author Report Posted February 6, 2008 Well, even if I was served improperly, and then get the judgment vacated, won't they just come after me again?
ImaBird Posted February 6, 2008 Author Report Posted February 6, 2008 Here, I found it:"Evidenced by return receipt signed by any person, service of any process shall be by certified or express mail unless otherwise permitted by these rules."Doesn't sound very promising...
someonesomewhere Posted February 6, 2008 Report Posted February 6, 2008 You could always try calling local NACA lawyers and chatting things up with them. Sometimes you can get meaningful, free legal advice.www.naca.net
jq26 Posted February 6, 2008 Report Posted February 6, 2008 Your state rules apply.If they didn't serve you properly and you get the judgment vacated, then they will sue you again.
Ahntara Posted February 6, 2008 Report Posted February 6, 2008 add "possibly" to that last statement or change "will" to "may". You MIGHT get sued again. That's up to the plaintiff/creditor.
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