SOL - open ended accounts in Ohio

[ImaBird]

This is a two-fold thread -

(1) - Are revolving credit cards considered open-ended accounts or written contracts in Ohio?

(2) - I found the following information at http://www.carreonandassociates.com regarding the SOL in Ohio:

STATUTE OF LIMITATIONS (IN YEARS)

Open Acct.: 4

Sales Contract (UCC2-725)

Written Contract: 15

Domestic Judgment: 21 renew every 5

Foreign Judgment: 21 renew every 5

However, in other places, the SOL in Ohio is listed as 6 years. Does anyone know which one is correct?

Thanks!

[willingtocope]

Its my understanding that courts in Ohio have found that CC are "written" accounts...which means they're actually SOL = 15 years.

You need to check with a practicing consumer lawyer in Ohio to find the current thinking of the courts....

[ImaBird]

Thank you!