• Content Count

  • Joined

  • Last visited

Community Reputation

10 Good

About getting_ahead2

  • Rank
    CIC Member

Profile Fields

  • Location
  1. Has anyone been getting a call from this # leaving an (888) toll free # to call but the message is very vague. it just said to call and my number was listed as a contact # . The pre-recorded message is rude sounding. No company name, nor does this message ask to speak with a specific person? thx!
  2. Was it from Sentry Credit 'acting' like a collector for AAC? I got one of those and laughed. Get this, I don't know how this happened but AAC was deleted on 6/28 from my credit file on Tu and then put back on TODAY! grrr I finally deicded to dispute it since its past SOL. There is not way that AAC is the "Original Creditor" When they purchase that debt from someone else, they really think we are stupid
  3. It shown off on TU when I pulled it but still on Experian. If it doesn't come off the end of the following week on Experian I will dispute with the CRAS and see what happens!
  4. I got the same thing on my Yahoo email address- I use my cox address for bills and such. also the Nevada State Bank issued a warning stating that it was not a true email. the IRS looves to sent out notices LOL a whole bunch.
  5. They had the account since 2009, similar senario. Amex was deleted then they popped up in its place. This was before I knew anything about junk buyers. I was trying to ride out my storm. I wonder who is going to pop up in Asset's place? When it does I will do a DV for sure. Thanks for answering!
  6. Today took a peek of my CR and on TU it shows that an account was deleted as of June 28 2011. This collections was from Asset Acceptance on an old AMEX BLUE. DLA was in the Spring or Summer in 2006. the SOL here is 4yrs. Which puts me about 5yrs past sol. I hadn't disputed on this at all. Does this mean that they sold this account to yet another Junk Buyer possibly? Or what's your take on this? Thanks!
  7. Thanks for ALL the replies...and believe me I have learned much in reading on this site since. This chick isn't giving up without a fight next time. Just to answer some questions I paid it off in April. I think I will give a GW letter a try and see how it goes. Won't know unless I try and see. thanks again.
  8. Hello everyone Before I learned about this site and all. I got a settlment offer in the mail for 50% of the bal owed. It was in SOL and I really wanted to start taking care of some bad debts. The payment plan was scheduled for x amount of dollars for 6 months. When I learned about this site I believe I had 2 payments left to go. So I kept paying and at the same time I wanted to kicked myself for pressing for the PFD. I got a alert on one of my CR's and it stated DQ account info. I was like "WHAT NOW" it so happens that is was the JDB reporting as "legally paid in full -less than amount owed" a
  9. I am not sure about that, but I would dispute it if I were you.
  10. Congratulations! You were nervous huh? I would probably have passed out for not breathing! LOL Good to know.
  11. Hi all After reading some posts I kept seeing "find out what your rules of civil procedures are" Ok, so I decided to pulled and print the Rules of Civil Procedures in my state. Good Grief, I didn't know it was novel! But it's good to have if the time comes. I just need to understand all this?! Good day to all
  12. I read that this normally done just before charge off if you can. you can try at 60days, if they say no they say no right?
  13. How long as it been since you sent the CMRRR? have you disputed online?
  14. Good luck, I had 1 60day on my credit report. i send a goodwill letter and disputed on my cr online. I guess about close to 30days later I got a letter from them stating that I was late before I requested a deferrement. BUT in another 30days I am going to try again - perhaps get the name of the President or somebody upper-head and see if that will fly. Try and see, maybe they will for you?