mayormyk Posted January 31, 2008 Report Posted January 31, 2008 I am new to this and I just got results from my Experian dispute.I cant tyope fast enough!CAP ONE BKAccount Number: 486.... Outcome: Deleted CAP ONE BKAccount Number: 51.... Outcome: Remains CAP ONE BKAccount Number: 530.... Outcome: Deleted SECURITY CHECK LLCAccount Number: 582.... Outcome: Deleted CREDIT MANAGEMENT LPAccount Number: 2952.... Outcome: Remains CREDIT MANAGEMENT LPAccount Number: 3002.... Outcome: Remains CRED PROTECTIONS ASSOCAccount Number: 142322.... Outcome: Deleted Personal Information Residence Outcome: Deleted Telephone number Outcome: Deleted Pending Items KROSS/LIEBERMAN & STONEAccount Number: 17.... Outcome: PendingDate: February 11, 2008 I cant believe this! What a start! there is hope!......wow! thanks to this website and the heck with payin for help!
Moriah4 Posted January 31, 2008 Report Posted January 31, 2008 Welcome!Congrats on your Success!!Hang in thereBlessingsMoriah
-eventy-ix Posted January 31, 2008 Report Posted January 31, 2008 woot! Awesome news! Don't you love to see a little progress!!??
mayormyk Posted January 31, 2008 Author Report Posted January 31, 2008 I have to admit I started this thing out kinda going "through the motions", but I have a breath of fresh air right now. My deletes last night infused me with new vigour. Thanks to this forum and each of you, I know now there is a possibility of turning over a new leaf.I am going to await the results of some other disputes and DV's before I look to the wiser members for answers on the harder entries......WOOHOO!Stay positive.....
Try4Gr8Credit Posted January 31, 2008 Report Posted January 31, 2008 You have done very well! How in the world did you get Cap one deletes on your exp report. How did you dispute? What reasons did you use?
txlimo Posted January 31, 2008 Report Posted January 31, 2008 Congrats on the quick success! This is definitely encouraging for us new guys!!
mayormyk Posted January 31, 2008 Author Report Posted January 31, 2008 Thanks for all of the encouragement fom everyone. Tryin4gr8credit, later tonight I'll post what they actually were (dates, amts, etc.) Most were way too easy,......
ImaBird Posted February 1, 2008 Report Posted February 1, 2008 Me, too! Some of us need all the encouragement we can get!
mayormyk Posted February 1, 2008 Author Report Posted February 1, 2008 My 1st cap1 was opened around '00 and defaulted in '052nd cap1 opened in '02 defaulted in '05I disputed with all 3 CRA's, I disputed as not mine first, they didnt buy it on the 1st cap1, but deleted my 2nd cap1.So I disputed again, telling them I had proof that the amount and the DOFD was incorrect. Viola! it was gone.I have no idea,.......I think I just got lucky. On the good side, Cap1 has only reported every 6 months or so. The bad news is, chances are it'll be re-reported......I am battling right now on a cable bill from back in '02, I want it off now because I have 3 entries from the same co. but Im not getting anywhere. I sent a very nasty letter to Credit Management (Randel Phelps) and I am awaiting their response. BUT, it'll fall off soon anyway....Sorry there was no "magic bullet" just try everything......
Try4Gr8Credit Posted February 1, 2008 Report Posted February 1, 2008 I never used wrong dofd as a reason. How did you phrase it?
hasas13 Posted February 2, 2008 Report Posted February 2, 2008 Never let it go. Stay focus and think about it. A better score is coming soon:mrgreen:
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